How to Avoid Getting Your ChatGPT and Claude Accounts Banned (OpenAI / Anthropic)
One day your ChatGPT or Claude account suddenly stops working: in 2026 reports of account suspensions (bans) and warnings are rising, and the scary part is you can be banned by accidentally breaking the terms even with no bad intent. This article organizes what to know to avoid losing your account on OpenAI (ChatGPT, Codex) and Anthropic (Claude, Claude Code), based on published usage policies and reports (not a guide to evading detection, but to staying compliant). Five common triggers across both: banned content / jailbreaks (illegal or harmful generation, trying to break safety filters via prompts; serious violations can be an instant permanent ban), unauthorized automation / scraping (bots, scripts, deceptive mass access like spam/phishing), sharing or reselling accounts/API keys, suspicious access patterns (frequent IP/country changes, heavy VPN, device switching read as abnormal logins), and payment mismatch/fraud (geographic gaps, suspicious payment methods). The biggest 2026 pitfall: using Claude personal-plan (Free/Pro/Max) OAuth tokens in any product other than the official app, including harnesses like the Agent SDK, is a Consumer ToS violation that caused a large ban wave; the right approach is to run apps/agents via the API (pay-as-you-go) and treat personal plans as official-app chat. OpenAI specifics: circumventing safety/access restrictions, automation/scraping, improper API key reuse, illegal uses. Anthropic specifics: personal-plan OAuth token misuse, unofficial third-party access, anti-distillation/competing-model clauses, jailbreaks. A 7-point prevention checklist (read the policy, match plan to purpose, do not put personal tokens in third-party tools, no jailbreaks/banned content, do not share or resell, region-matching payment and stable access, act on warnings immediately). Warnings are a chance to correct and most can continue; minor or accidental violations may be appealable, but serious violations are permanent and hard to recover. The right plan, for the right purpose, honestly. Always confirm each company current official terms.